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Personal Banking

Personal Accounts

We Have the Account That’s Right for You.

When you trust your money to a bank, you want to be sure it's in an account that gives you exactly what you want and need. There isn’t one single account that is right for everyone, which is why we offer such a wide range. From Regular Checking to Interest Bearing accounts, we’re sure you'll find the one account that has your best interests at heart. Read through the benefits and requirements of each one, find the one that’s best for you, then come in or give us a call to get started!

Regular Checking

Requirements:
  • $100 minimum balance requirement to open.
  • Non- interest bearing
Benefits:
  • No transaction limitations
  • Free check images
  • No per item charges on checks or deposits
  • Free telephone banking
  • Free Internet banking
  • Free Bill Pay
Cost:
  • No monthly service charge.
  • Optional ATM/Visa Check card for $2.00/month

NOW Account

Requirements:
  • $1,000 minimum balance requirement to open
  • Available to individuals and sole proprietorships
Benefits:
  • Interest compounded monthly and paid monthly
  • Monthly statements
Cost:
  • $8.00 service charge if balance falls below $1,000 during the statement cycle
  • No monthly service charge
  • Unlimited check writing
  • Optional ATM/Visa Check Card for $2.00/month

Savings

Requirements:
  • $100 minimum balance requirement to open
Benefits:
  • Interest is compounded quarterly and paid quarterly.
Cost:
  • No monthly service charge.
  • Federal regulations set a limit of six (6) transactions per month on certain withdrawals/transfers.  A $10 fee will be charged for each excessive item.

HI-FI

Requirements:
  • $2,500 minimum balance requirement to open
Benefits:
  • Interest compounded monthly and paid monthly
  • Monthly statements
Cost:
  • $8.00 service charge if balance falls below $2,500 during the statement cycle
  • No monthly service charge
  • Limited to six (6) transfers per month.
  • Unlimited in-person transactions.